| Debt is a major factor in many people's lives. For many people debt is a constant and sometimes crippling source of worry. There are many agencies out there who are willing and able to assist with the practicalities of debt, offering such services as debt consolidation, IVA advice & bankruptcy to name but a few. A word of warning - there are plenty of organisations who offer those services for free - check them out before you part with any more money. However alongside the practicalities there is a huge need to address the emotional side of living with and through debt. There is now a new charity called LAD - Life After Debt, run by people with personal experience of living with debt. This inspiring new organisation offers support, advice and training to enable individuals to cope with the emotions and trauma of debt and debt recovery. The Life Works Consultancy is proud to announce that it will be providing workshops and short courses for LAD to enable people to make the personal changes they need to face their new circumstances with confidence. Debt is about money - LAD is about living your life. For more details contact Teresa Goldson teresa@thelifeworksconsultancy.co.uk 01986 875727 / 07595742680 OR Ann Fryer ann.fryer.LAD@googlemail.com 07504382919 |